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What Happens From Offer to Closing? (Homebuying Timeline)

Getting an offer accepted is one of the best feelings in homebuying  – you’re in the home stretch!. At The Cowart Team Home Loans, we walk our clients through every step of the mortgage process so nothing feels like a surprise. Whether you’re a first-time homebuyer in Central VA or...
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15-Year vs. 30-Year Mortgage: What Are the Real Costs and Savings?

When you’re buying a home, one of the biggest decisions you’ll make is choosing between a 15-year or 30-year mortgage. On paper, it can feel like a simple math problem, but in real life, it’s about cash flow, flexibility, and long-term goals. Let’s break it down in a way that...
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11

Transfer of Servicing FAQs!

Buying your home comes with lots of moving parts. One of the most common questions we get is about the Notice of Transfer of Servicing. Here are some quick answers to help make it simple: What is “servicing”/a Notice of Transfer of Servicing? Servicing is the company that collects your monthly...
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